Privacy Policy

1. Information We Collect

1.1 Information You Provide

• •Email address — collected when you sign up for our waitlist or create a Pro account. Used solely to notify you about the app launch and product updates.
• •Financial data — transactions, budgets, wallet balances, and categories that you manually enter in the app. This data is stored locally on your device by default.

1.2 Information Collected Automatically

• •Usage data — anonymized crash reports and app performance data to help us fix bugs (only if you grant permission).
• •Device information — operating system version, device type, and app version for compatibility purposes. No personal identifiers are collected.

1.3 Information We Do NOT Collect

• ✓We do not collect bank credentials, card numbers, or any direct financial account access.
• ✓We do not sell your data to third parties.
• ✓We do not display advertising.
• ✓We do not track your location.

2. How We Use Your Information

• •To notify you when Budgefy launches (waitlist emails)
• •To provide, maintain, and improve the app
• •To sync your data across your devices (Pro feature only, with your explicit consent)
• •To respond to your support requests
• •To detect and prevent technical issues or abuse

3. Data Storage & Security

3.1 Local Storage (Free tier)

All your financial data — transactions, budgets, wallets — is stored exclusively on your device. We have no access to this data. If you uninstall the app, this data is permanently deleted.

3.2 Cloud Storage (Pro tier)

If you subscribe to Budgefy Pro and enable cloud sync, your data is encrypted in transit (TLS) and at rest (AES-256) and stored on secure servers. You can delete your cloud data at any time from the app settings.

3.3 Waitlist Data

Email addresses collected via our waitlist are stored with Brevo (Sendinblue), a GDPR-compliant email marketing platform. You can unsubscribe at any time via the link in any email we send.

4. Third-Party Services

We use the following third-party services, each with their own privacy policy:

5. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

• •Access — request a copy of the personal data we hold about you
• •Correction — request correction of inaccurate data
• •Deletion — request deletion of your data ("right to be forgotten")
• •Portability — request your data in a portable format
• •Opt-out — unsubscribe from our mailing list at any time

To exercise any of these rights, email us at hello@budgefy.net.

6. Children's Privacy

Budgefy is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us and we will delete such information immediately.

7. Data Retention

• •Waitlist emails — retained until you unsubscribe or request deletion
• •Local data — stored on your device only, deleted when you uninstall the app
• •Cloud data (Pro) — retained for the duration of your subscription; deleted within 30 days of account closure upon request

8. International Transfers

Your information may be transferred to and processed in countries other than your own. We ensure such transfers comply with applicable data protection laws, including by using Standard Contractual Clauses where required by GDPR.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by updating the "Last updated" date at the top of this page and, where appropriate, by sending an email to waitlist subscribers. Continued use of our services after changes constitutes acceptance of the revised policy.

10. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: